Student Loans
Viewing articles and guides under: Student Loans
Plan 1 vs Plan 2 vs Plan 5 Student Loans: 2026/27 Key Differences Explained
Compare UK Student Loan Plan 1 vs Plan 2 vs Plan 5 for 2026/27. Understand statutory thresholds, interest rates, 30 vs 40-year write-offs, and take-home pay.
How to Calculate Your UK Student Loan Repayments: Monthly Paycheck Examples
Calculate your monthly UK student loan deductions in 2026/27 across Plan 1, 2, 4, 5 & Postgraduate loans with real paycheck examples and salary sacrifice tips.
Postgraduate Student Loans (UK): Repayment Thresholds, Rates & Multi-Loan Math
Complete 2026/27 guide to UK Postgraduate Master’s & Doctoral loan repayments. Learn the £21k threshold, 6% rate, concurrent Plan 2 deductions, and payoff math.
Should You Pay Off UK Student Loan Early? 2026/27 Math & Guide
Should you overpay your UK student loan in 2026/27? Compare Plan 1, Plan 2, Plan 5 & Postgrad math, the 30-year write-off trap, salary sacrifice, and ISA returns.
Student Loan Repayments for Sole Traders & Self-Employed UK Taxpayers
Learn how UK student loans are calculated for sole traders and company directors in Self-Assessment for 2026/27. Avoid the Payments on Account cash flow trap.