Property Capital Gains Tax Calculator 2026/27

Property Capital Gains Tax Calculator

✓ Verified for 2026/27

Transaction Details

£
£
£
Solicitors, survey, estate agent, and stamp duty paid.
£
Extensions, permanent renovations, etc. (No maintenance/repairs)
Each owner has their own £3,000 annual CGT allowance.
£
Other taxable income. Used to determine the 18% vs 24% CGT bands.
Property CGT Payable
£16,560
Combined tax due
Net Gain Retained
£98,440
gain after tax and costs
Total Exemption Applied
£3,000
annual allowances
Private Residence Relief
£0
PRR tax deduction

Capital Gains Breakdown

Selling Price £350,000
Purchase Price -£220,000
Buying & Selling Costs -£5,000
Improvement Costs -£10,000
Private Residence Relief £0
Annual Exemptions -£3,000
Total Capital Gains Tax Due £16,560
Net Kept Profit 86%
CGT Payable 14%

How We Calculated This

  1. Input variables: Enter the relevant amounts, rates, or percentages in the form.
  2. Real-time breakdown: The calculator applies HMRC rules and thresholds for the 2026/27 tax year to process the values.
  3. Display outputs: The visual graphs, donut charts, and tables are compiled dynamically to show your net take-home and deductions.

Real-World Examples

Standard Scenario

A basic calculation applying standard UK tax bands and allowances.

Calculation runs based on standard HMRC rules.
With Pension or Deductions

Factoring in a percentage of salary sacrifice or pension contributions.

Deductions are calculated and adjusted accordingly.

Frequently Asked Questions

Is this calculator updated for the 2026/27 tax year?

Yes, all calculators are fully updated with the latest HMRC thresholds, personal allowances, and National Insurance rates for 2026/27.

Can I use this for official tax submissions?

These tools are for estimation and illustrative purposes only. For official tax returns, please consult a qualified accountant or reference HMRC directly.

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About This Calculator

This calculator uses the latest HMRC rates for the 2026/27 tax year. For illustrative purposes only — always consult a qualified tax adviser for formal advice.