Partnership vs Ltd Company Calculator 2026/27

Partnership vs Limited Company Calculator

✓ Verified for 2026/27

Business Profit & Structure

£
£
Recommended Structure
Limited Company
£3,120 more total take-home
Partnership Take-Home (Total)
£88,000
£44,000 each
Ltd Company Take-Home (Total)
£91,120
£45,560 each
Total Tax Savings
£3,120
combined savings

Structure Comparison (Combined)

Partnership Net Take-Home £88,000
Partnership Total Taxes £32,000
Ltd Company Net Take-Home £91,120
Ltd Company Total Taxes £28,880
Partnership 49%
Ltd Company 51%
ℹ️ A General Partnership splits business profits directly among the partners, who pay individual Income Tax and Class 4 National Insurance. A Limited Company structure pays Corporation Tax on profits first, but allows profits to be divided tax-efficiently as director salaries and dividends.
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Verified for Accuracy (2026/27 Tax Year)
Fact-checked and audited by David Vance, CTA FCA, Chartered Tax Advisor & Accountant. Verified against official HMRC rules.

How We Calculated This

  1. Input variables: Enter the relevant amounts, rates, or percentages in the form.
  2. Real-time breakdown: The calculator applies HMRC rules and thresholds for the 2026/27 tax year to process the values.
  3. Display outputs: The visual graphs, donut charts, and tables are compiled dynamically to show your net take-home and deductions.

Real-World Examples

Standard Scenario

A basic calculation applying standard UK tax bands and allowances.

Calculation runs based on standard HMRC rules.
With Pension or Deductions

Factoring in a percentage of salary sacrifice or pension contributions.

Deductions are calculated and adjusted accordingly.

Frequently Asked Questions

Is this calculator updated for the 2026/27 tax year?

Yes, all calculators are fully updated with the latest HMRC thresholds, personal allowances, and National Insurance rates for 2026/27.

Can I use this for official tax submissions?

These tools are for estimation and illustrative purposes only. For official tax returns, please consult a qualified accountant or reference HMRC directly.

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About This Calculator

This calculator uses the latest HMRC rates for the 2026/27 tax year. For illustrative purposes only — always consult a qualified tax adviser for formal advice.