Stamp Duty Calculator 2026/27

Stamp Duty Calculator

✓ Verified for 2026/27

Property Details

£
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Calculates Stamp Duty Land Tax (SDLT) in England/NI, Land and Buildings Transaction Tax (LBTT) in Scotland, and Land Transaction Tax (LTT) in Wales.

Stamp Duty Due
£5,000
SDLT System
Effective Rate
1.4%
of purchase price
Total Cost
£355,000
price + stamp duty
Buyer Status
Standard
applied rules

Cost Breakdown

Property Purchase Price £350,000
Stamp Duty Tax Payable £5,000
Total Acquisition Cost £355,000
Property Price 98%
Stamp Duty 2%

How We Calculated This

  1. Identify Location: Apply England/NI (SDLT), Scotland (LBTT), or Wales (LTT) rules.
  2. Determine Buyer Type: Choose First-Time Buyer, Home Mover, or Additional Property.
  3. Apply Band-by-Band Rates: Tax is calculated progressively only on the portion of the price within each tax band.

Real-World Examples

Example 1: Home Mover buying a £350,000 property (England)

A standard moving buyer purchasing a property in England.

Price: £350,000
- First £250,000: 0% = £0
- Next £100,000 (from £250k to £350k): 5% = £5,000

Total Stamp Duty: £5,000
Example 2: First-time Buyer buying a £400,000 property (England)

First-time buyers benefit from relief up to £425,000.

Price: £400,000
Since price is below the £425,000 threshold for first-time buyers, Stamp Duty rate is 0%.

Total Stamp Duty: £0

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Frequently Asked Questions

What is Stamp Duty Land Tax?

SDLT is a tax paid when buying property or land in England and Northern Ireland. Scotland uses Land and Buildings Transaction Tax (LBTT) and Wales uses Land Transaction Tax (LTT).

Do first-time buyers get relief?

Yes. First-time buyers pay no SDLT on properties up to £425,000, and a reduced rate on the portion between £425,001 and £625,000. No relief applies if the property exceeds £625,000.