Pay Rise Calculator
✓ Verified for 2026/27Pay Rise Details
£
%
This calculator shows how much of your pay rise you actually keep after Income Tax and National Insurance deductions.
New Take-Home Pay
£36,500
annual net pay
Take-Home Increase
£1,500
extra monthly
Marginal Tax Rate
32.0%
tax & NI on rise
Amount of Rise Kept
68.0%
kept in your pocket
Breakdown of the Pay Rise
Gross Pay Rise
£2,250
Tax on Rise
£450
NI on Rise
£180
Net Pay Rise Kept
£1,620
Kept
68%
Tax
20%
NI
12%
Before Rise
Annual Gross:
£45,000
Annual Net:
£35,000
Monthly Net:
£2,917
After Rise
Annual Gross:
£47,250
Annual Net:
£36,620
Monthly Net:
£3,052
How We Calculated This
- Input variables: Enter the relevant amounts, rates, or percentages in the form.
- Real-time breakdown: The calculator applies HMRC rules and thresholds for the 2026/27 tax year to process the values.
- Display outputs: The visual graphs, donut charts, and tables are compiled dynamically to show your net take-home and deductions.
Real-World Examples
Standard Scenario
A basic calculation applying standard UK tax bands and allowances.
Calculation runs based on standard HMRC rules.
With Pension or Deductions
Factoring in a percentage of salary sacrifice or pension contributions.
Deductions are calculated and adjusted accordingly.
Frequently Asked Questions
Is this calculator updated for the 2026/27 tax year?
Yes, all calculators are fully updated with the latest HMRC thresholds, personal allowances, and National Insurance rates for 2026/27.
Can I use this for official tax submissions?
These tools are for estimation and illustrative purposes only. For official tax returns, please consult a qualified accountant or reference HMRC directly.
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About This Calculator
This calculator uses the latest HMRC rates for the 2026/27 tax year. For illustrative purposes only — always consult a qualified tax adviser for formal advice.