BRRR Refurbishment Deal Analyzer
✓ 2026/27 BRRR Investment Framework1. Buy (Acquisition)
£
%
Set to 0% if you are buying with 100% cash.
%
£
2. Refurbish (Renovation Phase)
£
Months
£
3. Rent & Refinance (Exit Phase)
£
Estimated value after refurbishment is completed.
£
£
%
%
£
Cash Left in Deal
£18,900
capital tied up post-refi
Capital Recycled
80.50%
of total buying cash outlay
Net Monthly Cashflow
£290
after new mortgage & expenses
Post-Refi Net ROI
18.42%
annual cash-on-cash return
Capital Lifecycle Breakdown
Total Buying Outlay (Phase 1 & 2)
£81,425
New Refinance Loan Out
£165,000
Redeemed Original Loan
-£105,000
Net Cash Pulled Out
£57,500
Net Cash Left in Deal
£23,925
Cash Left In
29%
Cash Recycled
71%
How We Calculated This
- Input variables: Enter the relevant amounts, rates, or percentages in the form.
- Real-time breakdown: The calculator applies HMRC rules and thresholds for the 2026/27 tax year to process the values.
- Display outputs: The visual graphs, donut charts, and tables are compiled dynamically to show your net take-home and deductions.
Real-World Examples
Standard Scenario
A basic calculation applying standard UK tax bands and allowances.
Calculation runs based on standard HMRC rules.
With Pension or Deductions
Factoring in a percentage of salary sacrifice or pension contributions.
Deductions are calculated and adjusted accordingly.
Frequently Asked Questions
Is this calculator updated for the 2026/27 tax year?
Yes, all calculators are fully updated with the latest HMRC thresholds, personal allowances, and National Insurance rates for 2026/27.
Can I use this for official tax submissions?
These tools are for estimation and illustrative purposes only. For official tax returns, please consult a qualified accountant or reference HMRC directly.
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About This Calculator
This calculator uses the latest HMRC rates for the 2026/27 tax year. For illustrative purposes only — always consult a qualified tax adviser for formal advice.