Property Capital Gains Tax Calculator
✓ Verified for 2026/27Transaction Details
£
£
£
Solicitors, survey, estate agent, and stamp duty paid.
£
Extensions, permanent renovations, etc. (No maintenance/repairs)
Each owner has their own £3,000 annual CGT allowance.
£
Other taxable income. Used to determine the 18% vs 24% CGT bands.Property CGT Payable
£16,560
Combined tax due
Net Gain Retained
£98,440
gain after tax and costs
Total Exemption Applied
£3,000
annual allowances
Private Residence Relief
£0
PRR tax deduction
Capital Gains Breakdown
Selling Price
£350,000
Purchase Price
-£220,000
Buying & Selling Costs
-£5,000
Improvement Costs
-£10,000
Private Residence Relief
£0
Annual Exemptions
-£3,000
Total Capital Gains Tax Due
£16,560
Net Kept Profit
86%
CGT Payable
14%
Verified for Accuracy (2026/27 Tax Year)
Fact-checked and audited by David Vance, CTA FCA, Chartered Tax Advisor & Accountant. Verified against official HMRC rules.How We Calculated This
- Input variables: Enter the relevant amounts, rates, or percentages in the form.
- Real-time breakdown: The calculator applies HMRC rules and thresholds for the 2026/27 tax year to process the values.
- Display outputs: The visual graphs, donut charts, and tables are compiled dynamically to show your net take-home and deductions.
Real-World Examples
Standard Scenario
A basic calculation applying standard UK tax bands and allowances.
Calculation runs based on standard HMRC rules.
With Pension or Deductions
Factoring in a percentage of salary sacrifice or pension contributions.
Deductions are calculated and adjusted accordingly.